Sunday, January 5, 2020

Financial Literacy Key For Creating And Sustaining...

Financial Literacy: Key to Creating and Sustaining Wealth for African Americans By Martin A. Smith | Submitted On August 21, 2013 Recommend Article Article Comments Print Article Share this article on Facebook Share this article on Twitter Share this article on Google+ Share this article on Linkedin Share this article on StumbleUpon Share this article on Delicious Share this article on Digg Share this article on Reddit Share this article on Pinterest Expert Author Martin A. Smith Legacy planning is a lifelong endeavor that requires patience, discipline, a strong work ethic and proficiency when it comes to the subject of money and taxes. Being wealthy should not only be defined in numerical terms. Otherwise, what good does having a lot of money do for the people who are unable to enjoy it, because they are not in good physical or psychological health? For example, we have all heard about celebrity athletes who, despite having earned millions of dollars while playing professional sports, find themselves in bankruptcy. A myriad of problems may have led to their financial ruin: marital infidelity resulting in divorce, hefty alimony settlements, financial illiteracy, out-of-control spending, poor investment choices, getting swindled by unscrupulous business managers, etc. Therefore, being wealthy has to entail more than having millions of dollars. Ever hear of a person who won the Lotto, only to have nothing to show for it a few short years after winning? AccordingShow MoreRelatedAn Impact Assessment of Science and Technology Policy on National Development of Nigeria61708 Words   |  247 Pagescontribute to the policy process formulation and implementation of the Ministry. 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